Questions and Answers About

                Car Warranty Protection Plans 

Q. There are several companies which provide evaluations of plans.  Are these evaluations reliable.  

A. Frequently not, and many of the evaluation companies have charges which seem to influence the evaluation.  we have seen several companies with poor records and multiple complaints receive good ratings. The Better Business Bureau does assemble complaints and provide a reasonably reliable assessment.  There numerical evaluations are better than the number, a company with multiple complaints, a 1.8 rating out of 5, may still get an A rating since the complaints were resolved or at least answered. 

Q. I've been reading reviews about one company and they seem to be mixed.  How do you sort it out. 

A. Legitimate people usually provide multiple reviews, but if you see a single review you should question it.  There are overseas review factories which generate false favorable reviews.  So first check if the person reviewed other places, then look at the review, so he talk about specifics about the company or are the words general, loved the company.  

Q. What types of claims can be filed when an plan fails to cover needed repairs. 

A.  The basic claim is breach of express warranty (the warranty provided).  To prove that claim, be prepared to show,  

• Policy there is a policy and it provides for coverage, 
• Repair an automobile repair facility diagnosed the problem and requested reimbursement,   
• Rejection
• Evidence  Try to get all of these things in writing to prove your claim.  
  
  
  
• Consumer fraud or violation of the deceptive practices law, 
• Common law fraud, more demanding but may create higher damages,  
• Note other parties involved in the transaction may be sued for aiding and abetting.  
  
  Damages may include 
• Out of pocket loss
• rental car or inconvenience
• compensatory or punitive damages. 

• • Legal Defenses  
    
    

     Note, bringing the claim is not simply a walk through.  The companies can be tough and familar with the requirement of their policies and exclusions.  Defenses can include, 

  • • the claim is covered by arbitration and the consumer must file there, 
    • an exclusion or disclaimer applies   
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  Keywords auto protection services scam, care warranty, telemarketing car warranty.  
  automobile protection services, fraud, deception. 
  
  Sites and References  
  
  1.www.bbb.org
  2.www.trustpilot.com
  3. www. FTC. gov (FTC Action Leads to Lifetime Industry Ban for Operators of ‘Extended Vehicle Warranty' Scam)

Call (973) 598-1980 (attorney cell (973) 479-5515 for a Free Consultation

My car is out of service and the warranty company will not cover it