Solving Problems with Service Plans and Warranties

No ma'am, I'm sorry, but your policy does not cover this. Our engine warranty does not cover engine problems. We have disclaimers, limitations, added fees, costs, and exclusion, check your policy. Well, of course, that's not listed in our advertisements and brochure, if we disclosed that, no one would buy the policy. Would you like to speak with someone in our claim rejection and excuses department.

Problem

You bought an expensive warranty, you now have a major failure, and the company offers excuses rather than repair.  Our office handles lawsuits and claims against warranty companies.   However, if you cannot utilize us, this site is designed to provide information for your to bring a claim on your own.    

1. Document the Refusal and Create a Paper Trail

Make sure you have paperwork confirming the need for the repair, the cost, and the warranty company's rejection.  .

2. Create a List of Documents for your claim :

  • Copy of the policy
  • Repair order showing what needs to be done and the cost
  • Request for coverage and, if available, the denial letter
  • Warranty company brochures or web pages showing broad coverage
  • Material showing damages, repair costs, car rental expenses, or job loss paperwork
My claim is covered and I will be contacting Division of Consumer Affairs and my lawyer

3. Contact the Dealer That Sold the Policy

Most policies are sold by the dealer at the time of sale. If the dealer claimed they were selling a policy that covers engine and transmission failure but instead sold you something riddled with disclaimers and exclusions, you may have a claim against the dealer for deception and breach of warranty.

4. Get Help from Consumer Affairs or Legal Counsel

Many consumer affairs agencies investigate wrongful failure to cover claims.

  • Check for a consumer or lemon law lawyer.
  • Some lawyers may accept claims on contingency, meaning their fee is charged from the settlement or paid by the defendant.
  • Others may charge on an hourly basis, requiring payment regardless of the result.

5. File for Arbitration or Court if You Cannot Locate a Lawyer

Frequently, the provider will only pay attention if a legal claim is filed, either in court or through arbitration.

Have Questions About Your Warranty Claim? Contact Us for a Free Consultation

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Keywords: consumer attorney, small claims lawyer, insurance fraud

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At the Law Office of Howard Gutman, we focus on Lemon Law Claims, Consumer Fraud, Do Not Call List, Debt Collection Harassment, and Debt Collection Violations and we are here to listen to you and help you navigate the legal system.

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