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Why You Should Hire a Debt Consolidation Attorney

Posted by Howard Gutman | Dec 07, 2024 | 0 Comments

Struggling with mounting debts can be overwhelming, especially when debt collectors are constantly harassing you. If you're feeling trapped and unsure where to turn, a debt consolidation attorney can provide the professional legal assistance you need. With specialized knowledge in debt-related violations, these attorneys can help you regain control over your financial situation.

Understanding Debt Consolidation and Its Risks

Debt consolidation can be a useful tool for managing multiple debts by combining them into a single monthly payment. However, not all debt consolidation companies operate ethically. Some may engage in deceptive practices, hidden fees, or even violate your rights under the Fair Debt Collection Practices Act (FDCPA).

A debt consolidation attorney ensures your rights are protected. They'll review your agreements, identify any violations, and take legal action against companies or collectors that have wronged you.

Protecting You from Debt Collection Harassment

Debt collectors often resort to aggressive and illegal tactics to recover money, such as:

  • Calling at odd hours
  • Using abusive language
  • Threatening legal action they cannot take
  • Contacting your family or employer

These actions are illegal under federal law. If you've been a victim of such harassment, a skilled attorney can help you hold the offending parties accountable.

Addressing Violations by Debt Relief Companies

Debt relief companies and other "debt helpers" often promise quick fixes but fail to deliver. Some even worsen your financial situation by charging exorbitant fees without resolving your debt. If you've been misled or exploited by these companies, a debt consolidation attorney can pursue legal remedies on your behalf.

Why Choose Us?

Our legal team specializes in helping clients facing harassment and unfair practices from debt collectors, debt consolidation companies, and debt relief agencies. We work tirelessly to protect your rights and bring you peace of mind.

Call for a Free Consultation

If you're ready to take control of your financial future, contact us today for a free consultation. We work on a contingency basis, meaning you don't pay unless we win your case. Let us fight for you and ensure your rights are upheld.

 

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About the Author

Howard Gutman

Howard Gutman has been fighting for consumer rights and representing commercial interests for over 20 years. Нe has a deep knowledge of fraud, consumer, warranty, and lemon law, and will handle your case with honesty and experience.

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Law Office of Howard Gutman Is Here for You

At the Law Office of Howard Gutman, we focus on Lemon Law Claims, Consumer Fraud, Do Not Call List, Debt Collection Harassment, and Debt Collection Violations and we are here to listen to you and help you navigate the legal system.

Contact Us Today

The Law Office of Howard Gutman is committed to answering your questions about Lemon Law Claims, Consumer Fraud, Do Not Call List, Debt Collection Harassment, and Debt Collection Violations law issues in New Jersey and New York.

We'll gladly discuss your case with you at your convenience. Contact us today to schedule an appointment.